Every single link below is 100% official, free, and direct from Connecticut state government, CHFA, or nonprofit agencies — no real estate listing sites, no competitors, no ads. All links were verified live as of March 13, 2026. In the digital PDF/website version, every one is fully clickable.
Home • Chapter 1: Market • Chapter 2: Property Types • Chapter 3: Financial Ready • Chapter 4: CHFA Programs • Chapter 5: Dream Team • Chapter 6: Searching • Chapter 7: Offers • Chapter 8: Inspections • Chapter 9: Financing • Chapter 10: Closing • Chapter 11: Moving In • Chapter 12: Special Types • Chapter 13: Green Perks • Chapter 14: Post-Closing • Chapter 15: Wealth • Resources • Glossary
CHFA & Down-Payment Assistance (Start Here)
- CHFA Official Website & All Mortgage Programs → https://www.chfa.org
- CHFA Resource Map (income & sales-price limits by town) → https://www.chfa.org/homebuyers/chfa-resource-map-target-areas/
- Time To Own Forgivable Assistance (current funding balance) → https://www.chfa.org/homebuyers-homeowners/homebuyers/time-to-own-down-payment-assistance-program-loan/
- CHFA Participating Lenders Directory → https://www.chfa.org/realestateagents/chfa-approved-lenders/
- CHFA Homebuyer Education (required for all programs) → https://www.chfa.org/homebuyers/homebuyer-education/
Connecticut Green Bank & Energy Programs
- Smart-E Loan (solar, batteries, heat pumps, insulation) → https://www.ctgreenbank.com/smarte/
- Full Smart-E Eligible Upgrades List → https://www.ctgreenbank.com/home-solutions/smart-e-loans/eligible-upgrades/
- Energy Storage Solutions (ESS) Battery Rebate Program → https://www.ctgreenbank.com (search “ESS Program”)
Official Disclosures & Risk Tools
- Residential Property Condition Report (official PDF form) → https://portal.ct.gov/dcp/-/media/dcp/forms/residential-property-condition-report.pdf
- Connecticut Climate Risk & Flood Mapping Tool (new 2026) → https://portal.ct.gov/cid/resource-library/free-climate-risk-mapping-tool
- FEMA Flood Map Service Center (official) → https://msc.fema.gov
- Foundation Condition Report Requirements & Forms → https://portal.ct.gov/dcp (search “Foundation Condition Report”)
Tax & Property Assessment Tools
- Connecticut Department of Revenue Services (First-Time Home Buyer Savings Account + tax forms) → https://www.ct.gov/drs
- Property Tax Appeals Guide & Forms (all towns) → https://www.ct.gov/opm (search “Property Tax Appeals”)
- Town Assessor & Mill-Rate Lookup (all 169 towns) → Search “[Your Town] CT Assessor” on Google or visit the town website
Insurance & Legal Resources
- Connecticut Insurance Department (homeowners + flood insurance help) → https://portal.ct.gov/cid
- National Flood Insurance Program (NFIP) Official Portal → https://www.floodsmart.gov
- Connecticut Bar Association – Find a Real Estate Attorney → https://www.ctbar.org (use “Real Estate” filter)
- Free Legal Aid for Homebuyers → https://www.ctlegalservices.org
Utility & Rebate Programs
- Eversource Energy Efficiency & Rebates → https://www.eversource.com
- United Illuminating (UI) Rebates & Managed Charging → https://www.uinet.com
- Connecticut DEEP (well/septic testing labs & permits) → https://portal.ct.gov/deep
HUD-Approved Homebuyer Education (CHFA Required)
- HUD-Approved Counseling Agencies in Connecticut → https://www.hud.gov (search “Connecticut HUD Approved Counseling Agencies”)
- Free Online Homebuyer Education Options → https://www.chfa.org/homebuyers/homebuyer-education/
Additional Official State Resources
- Connecticut Department of Housing (affordable programs) → https://portal.ct.gov/doh
- Connecticut Department of Consumer Protection (real estate complaints) → https://portal.ct.gov/dcp
- Connecticut Public Utilities Regulatory Authority (PURA) → https://portal.ct.gov/pura
- Connecticut DMV (address change after closing) → https://portal.ct.gov/dmv
