Rent To Own

Rent To Own

🏡 Connecticut Real Estate Brokerage LLC. And BIOS Homes Redfine Rent-to-Own

Turning Rent Into Ownership, A Smarter Path to Homeownership — A Stronger ROI for Investors

For decades, rent-to-own was confusing, risky, and often unfair. Connecticut Real Estate Brokerage LLC is changing that.

We’ve combined transparent contracts, real financial coaching, and condo conversion strategies to help renters become owners — and help landlords unlock long-term value. Whether you’re a tenant working toward your first home, or an investor looking to improve returns, BIOS makes the path simple and secure.

✅ How It Works for Tenants

Rent-to-own at Connecticut Real Estate Brokerage LLC means:

  • Simple Agreements
    Know exactly how much rent you’re paying, how much goes toward your down payment, and when you can buy.

  • Build Equity While You Rent
    A portion of your rent (typically 20–30%) builds credit toward a future home purchase.

  • Stay on Track
    We support your credit-building, connect you with mortgage partners, and keep your goal in sight.

  • Transparent & Flexible
    If life happens, we offer flexible support — not penalties.

👥 What Tenants Must Do:

  • Pay rent on time

  • Take care of the home

  • Communicate early if issues arise

  • Commit to the path toward ownership

📜 Sample Rent-to-Own Terms

  • Monthly Rent: $1,500

  • Equity Credit: $300/month

  • Term: 3 years

  • Option to Purchase Price: $240,000

  • Purchase Window Opens: After 18 months

Get The Full Length Sample

🛑 Legal Note: This is a sample agreement for illustration only. All contracts must be reviewed and approved by your attorney.

Rent To Own💰 Why Landlords & Investors Love This Model

Pairing Rent-to-Own with Condo Conversions Creates:

1. 💵 Increased Cash Flow & Tenant Stability

  • Rent-to-own tenants pay more consistently and take better care of the property

  • Lower vacancy and turnover rates

  • Tenants treat the unit like their future home

2. 📈 Higher Property Values & Built-In Buyers

  • Condo conversion increases per-unit resale value

  • Existing renters become motivated buyers

  • Predictable exit strategy for investors

3. 💼 Tax Advantages & Wealth Creation

  • Continue depreciation while renting

  • Reduce capital gains with long-term tenant sales

  • Enjoy consistent passive income and future appreciation

🔨 How the Rent-to-Own Program Works

Tenant Eligibility:

  • Proof of income

  • Clean rental history

  • Commitment to ownership

  • Completion of a financial literacy or homeownership education program

Lease Agreement:

  • Term: 1–3 years

  • Exclusive purchase option included

  • Locked-in purchase price

  • Rent credit of 20–30% applied toward down payment

Financing:

  • Upfront option fee (1–3%) applied to purchase

  • Monthly rent set at market rate, with credit applied

  • Mortgage support provided through our lending partners

Rent To Own🏘️ BIOS Communities & Condo Conversions

BIOS is integrating rent-to-own into newly built and converted communities, offering:

  • Affordable, energy-efficient homes

  • Built-in education and financial support

  • Investor-friendly returns and pre-qualified buyers

  • Stable, long-term community development

⚖️ Legal Support for Everyone Involved

Tenants should:

  • Have a real estate attorney review their contract

  • Understand rent credits, option fees, and timelines

  • Ask questions before signing

Investors should:

  • Hire legal counsel for condo conversion compliance

  • Draft clean condo declarations and HOA bylaws

  • Follow all tenant notice and transition laws

  • Use legal structures to minimize risk and maximize value

How rent to own programs align with condo conversions 

Condo Conversions

Rent To Own/Condo Conversion White Paper Summary

Financing  Bank Concept   Creation Process   Rent To Own   Ethos Fund

📈 What’s Next: Factory-Built Ownership at Scale

BIOS Homes and Connecticut Real Estate Brokerage LLC are now building the future of Rent-to-Own.

We’re combining condo conversions with Rent-to-Own housing to help investors unlock more value — while giving tenants a real chance to build equity and stability.

And soon, we’ll take it even further.

🚀 BIOS is opening its own modular home factory to build Rent-to-Own units factory-direct — reducing costs, increasing quality, and delivering affordable ownership-ready homes at scale.

This is the next evolution of housing:

  • Affordable to build

  • Equitable to buy

  • Profitable to own

Whether you’re a landlord looking to convert rentals into condos or an investor seeking turnkey Rent-to-Own opportunities, BIOS has the tools, the team, and the homes to make it work.

📞 Ready to Build Wealth the Right Way?

Let’s talk about how BIOS Rent-to-Own can transform your rentals into real returns — and renters into proud owners.

Steve Schappert
Connecticut Real Estate Brokerage LLC
In Partnership with BIOS Homes
📱 203-994-3950

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