Traditional mortgage underwriting relies on strict W-2 income calculations, strict debt-to-income (DTI) caps, and two years of personal tax returns. For self-employed entrepreneurs, small business owners, high-net-worth individuals with substantial write-offs, and scaling real estate investors, conventional financing frequently hits a wall. Non-QM (Non-Qualified Mortgage) and DSCR (Debt-Service Coverage Ratio) loans provide an alternative capital path by removing personal tax return requirements entirely.
Non-QM and DSCR mortgages evaluate creditworthiness based on actual business cash flow, verified asset reserves, or the income potential of the underlying real estate asset rather than artificial adjusted gross income (AGI) on tax documents.
High-Impact Non-QM & Investor Loan Programs
Working with an approved Non-QM or DSCR lender in Connecticut gives borrowers access to specialized underwriting programs:
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DSCR (Debt-Service Coverage Ratio) Investor Loans: Evaluates rental real estate (1–4 units, multifamily, and short-term Airbnb/VRBO rentals) based exclusively on whether the property’s gross rental cash flow covers monthly principal, interest, taxes, and insurance (PITIA). No personal employment verification, W-2s, or tax returns required.
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12 to 24 Month Bank Statement Loans: Designed for self-employed business owners and 1099 contractors who utilize business or personal bank deposit histories to calculate qualifying net income, avoiding the impact of tax write-offs.
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Asset Depletion & Asset Qualifier Mortgages: Converts verified liquid assets (stocks, bonds, retirement accounts, and savings) into qualifying monthly income for retirees and high-net-worth buyers without active employment.
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Profit & Loss (P&L) and 1099 Only Loans: Underwrites self-employed applicants using a CPA-prepared 12–24 month P&L statement or standalone IRS 1099 forms.
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No-Ratio & Investor Cash-Flow Refinance: Uncapped portfolio scaling for residential real estate investors executing BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategies across Connecticut’s urban and suburban rental corridors.
Fast-Track Your Connecticut Non-QM & DSCR Pre-Approval
Non-QM guidelines vary widely among wholesale and direct private capital desks. Matching your scenario with the right balance-sheet lender ensures faster approvals and optimal leverage.
Get Pre-Approved for Non-QM & DSCR Financing Today
Connect directly with licensed Connecticut alternative lending specialists to price bank statement options, calculate DSCR coverage, and structure investor loans with zero tax returns.
[Click Here to Contact Our Connecticut Mortgage Center for Fastest Results]
Top 100 Non-QM & DSCR Lenders Serving Connecticut
Angel Oak Mortgage Solutions 3060 Peachtree Road NW, Suite 500, Atlanta, GA 30305 Leading national Non-QM wholesale lender with extensive Connecticut account coverage. Delivers comprehensive 12-to-24 month bank statement, 1099, and full DSCR investor loan programs. Finances 1-to-4 unit investment properties with no personal income documentation required. Provides expanded credit-event solutions and foreign national financing statewide. Phone: (855) 750-0469
Deephaven Mortgage 3530 Toringdon Way, Suite 300, Charlotte, NC 28277 Premier balance-sheet Non-QM lender operating active wholesale and direct channels in Connecticut. Offers specialized DSCR cash-flow products for short-term and long-term rental portfolios. Backs self-employed buyers via bank statement analysis, asset utilization, and P&L programs. Features flexible loan amounts up to $3.5M with interest-only payment structures available. Phone: (877) 648-5626
Easy Street Capital 3200 North Loop 1604 East, Suite 210, San Antonio, TX 78247 Direct private and DSCR investor lender deploying capital throughout Connecticut. Offers EasyRent 30-year fixed DSCR financing with no personal income or W-2 verification. Backs long-term rentals, multi-family properties, and short-term Airbnb/VRBO vacation units. Provides loan-to-value ratios up to 80% with zero minimum DSCR coverage options. Phone: (800) 797-1587
Luxury Mortgage Corp 450 Post Road East, Suite 201, Westport, CT 06880 Connecticut-based national lender specializing in residential Non-QM and jumbo solutions. Features proprietary Simple Access programs including bank statement and asset-depletion loans. Provides high-balance DSCR financing for high-end luxury investment properties and estates. Delivers localized underwriting and responsive account management across Connecticut. Phone: (888) 379-0003
Champions Funding 1600 South Dixie Highway, Suite 500, Boca Raton, FL 33432 Mission-driven Non-QM wholesale lender delivering alternative financing products in CT. Features specialized DSCR investor products with zero ratio thresholds for qualified sponsors. Offers bank statement, 1099, and asset-based programs for non-traditional wage earners. Delivers fast approvals and expanded loan limits for residential multi-unit properties. Phone: (888) 308-5444
Acra Lending 25531 Commercentre Drive, Suite 160, Lake Forest, CA 92630 Established private Non-QM institution providing alternative mortgage programs across CT. Specializes in investor DSCR programs, bank statement mortgages, and fix-to-rent bridge loans. Underwrites multi-family and mixed-use properties with flexible investor guidelines. Offers competitive interest-only terms and rapid automated scenario pre-checks. Phone: (888) 252-2472
Newfi Lending 2200 Powell Street, Suite 340, Emeryville, CA 94608 Direct Non-QM originator delivering innovative financing solutions to Connecticut borrowers. Features the Graduated DSCR loan and 12-to-24 month bank statement mortgages. Provides financing for multi-property residential investor portfolios up to multi-million limits. Allows financing for non-warrantable condos, luxury properties, and unique architectural homes. Phone: (888) 316-3934
Change Wholesale 175 North Riverview Drive, Anaheim, CA 92808 Community development financial institution offering streamlined Non-QM financing in CT. Delivers Community Mortgage products that eliminate personal income and tax return hurdles. Backs prime self-employed buyers and residential real estate investors statewide. Provides high-leverage purchase and cash-out refinance structures for 1-4 unit dwellings. Phone: (855) 942-4264
Verus Mortgage Capital 1155 Connecticut Avenue NW, Suite 200, Washington, DC 20036 Major institutional Non-QM issuer providing secondary capital and correspondent flow in CT. Features expansive DSCR guidelines accommodating foreign nationals and corporate entities. Offers bank statement, asset-depletion, and 1099-only qualifying mortgage structures. Supports high-balance loan scenarios for single-family rentals and residential small multis. Phone: (202) 808-4100
Kiavi 500 Sansome Street, Suite 500, San Francisco, CA 94111 Technology-enabled private investor lender active across Connecticut real estate markets. Provides 30-year fixed DSCR rental loans tailored for single-family and 2-to-4 unit portfolios. Delivers simplified online application intake and rapid automated property valuations. Specializes in landlord bridge-to-permanent refinancing and BRRRR exit financing. Phone: (844) 415-4663
LendingOne 5500 Military Trail, Suite 22-252, Jupiter, FL 33458 Direct private lender providing comprehensive DSCR and bridge loans across Connecticut. Focuses on 30-year fixed rental financing qualified purely on rental property cash flows. Offers portfolio DSCR loans enabling investors to cross-collateralize multiple properties. Underwrites long-term single-family rentals, small multi-family assets, and seasonal rentals. Phone: (866) 571-0857
Fund That Flip / Upright 215 East 24th Street, 5th Floor, New York, NY 10010 Real estate investment capital platform serving Connecticut builders and landlords. Originates DSCR rental loans and asset-backed term financing for residential properties. Provides streamlined online pre-approvals and underwriting for expanding investor portfolios. Offers seamless transition from short-term rehab bridge capital into permanent 30-year DSCR debt. Phone: (877) 878-3547
RCN Capital 75 Gerber Road East, South Windsor, CT 06074 Nationally recognized asset-based lender headquartered in South Windsor, Connecticut. Originates 30-year fixed DSCR loans for long-term rental properties and short-term rentals. Provides specialized investor financing for 1-to-4 unit residential and multi-family acquisitions. Delivers rapid in-house underwriting, local market expertise, and flexible prepayment structures. Phone: (860) 432-5858
Total Quality Lending 18451 Dallas Parkway, Suite 100, Dallas, TX 75287 Direct nationwide mortgage banker providing alternative and DSCR loan programs in CT. Offers specialized DSCR financing up to 75% LTV with credit scores starting at 640. Provides bank statement, P&L, and 1099 programs for self-employed Connecticut buyers. Backs residential rentals, short-term Airbnbs, and small multifamily assets up to $3.5M. Phone: (800) 304-1925
Civic Financial Services 2015 Manhattan Beach Boulevard, Suite 106, Redondo Beach, CA 90278 Institutional private lender providing dedicated investor DSCR loans throughout Connecticut. Specializes in long-term rental property debt with streamlined documentation requirements. Offers interest-only payment structures and competitive cash-out refinancing options. Delivers efficient asset-based loan valuations and responsive account management. Phone: (877) 472-4842
CoreVest Finance 1920 Main Street, Suite 850, Irvine, CA 92614 Premier institutional lender for residential real estate investors and rental portfolio owners. Originates single-property DSCR mortgages and multi-property blanket portfolio term loans in CT. Finances single-family rentals, 2-to-4 unit multis, build-to-rent developments, and non-warrantable condos. Offers 5, 7, 10, and 30-year fixed terms with flexible non-recourse financing options. Phone: (844) 223-2231
Lima One Capital 201 East McBee Avenue, Suite 300, Greenville, SC 29601 Nationwide balance-sheet lender funding DSCR and Non-QM loans across Connecticut. Offers Rental30 products with 30-year fixed terms, interest-only options, and cash-out refis. Supports short-term rental underwriting using AirDNA and actual trailing revenue data. Provides structured portfolio loan facilities for large residential multi-unit operators. Phone: (800) 390-4212
Caravan Capital 100 Federal Street, 19th Floor, Boston, MA 02110 Regional private credit provider financing investor residential real estate across New England. Offers DSCR rental loans tailored for Connecticut landlords and multi-property owners. Specializes in non-traditional borrower scenarios and transitional asset repositioning. Provides hands-on regional underwriting with quick closing capabilities. Phone: (617) 936-4100
Constructive Capital 200 Forest Street, Suite 210, Marlborough, MA 01752 Leading residential investor lender providing DSCR mortgage capital across Connecticut. Delivers 30-year fixed rental financing for 1-4 unit residential and small multi-family assets. Underwrites properties based strictly on cash-flow metrics with no personal W-2 review. Offers competitive pricing tiers for repeat real estate investors and portfolio landlords. Phone: (888) 556-9190
Finance of America Commercial 18451 Dallas Parkway, Suite 100, Dallas, TX 75287 Institutional investor lending division offering robust DSCR financing solutions in CT. Originates single-asset rental loans and multi-asset portfolio blanket mortgages. Supports self-employed real estate professionals with asset-based qualifying guidelines. Offers long-term fixed rates, ARM options, and interest-only structures for residential portfolios. Phone: (800) 669-9777
North American Savings Bank (NASB) 903 East 104th Street, Suite 400, Kansas City, MO 64131 Established federal savings bank delivering Non-QM and portfolio lending across Connecticut. Offers 12-to-24 month bank statement mortgages for self-employed buyers and entrepreneurs. Features flexible jumbo Non-QM products for luxury residential purchases with non-standard income. Provides in-house underwriting and clear, transparent loan milestone processing. Phone: (800) 677-6272
Axos Bank 4350 La Jolla Village Drive, Suite 140, San Diego, CA 92122 Digital federal savings bank providing specialized Non-QM and portfolio loans in Connecticut. Features asset-depletion, bank statement, and non-conforming jumbo mortgage structures. Accommodates high-net-worth individuals, entrepreneurs, and complex trust structures. Provides direct balance-sheet financing with dedicated private lending officers. Phone: (888) 547-2635
Quontic Bank 31-05 Broadway, Astoria, NY 11106 Innovative digital CDFI bank offering extensive Non-QM loan programs in Connecticut. Specializes in Community Development Non-QM mortgages requiring minimal income documentation. Delivers bank statement and asset-qualifier loans for small business owners and creators. Features low down-payment options and flexible qualification standards for primary homes. Phone: (800) 908-6600
Homebridge Financial Services 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830 National mortgage originator offering expanded Non-QM product suites in Connecticut. Delivers bank statement, 1099, and DSCR investor mortgage solutions statewide. Assists self-employed homebuyers who show significant business deductions on tax returns. Provides local branch originators to structure complex borrower documentation. Phone: (866) 933-6421
Sprout Mortgage 533 North Broadway, Jericho, NY 11753 Specialty Non-QM mortgage solutions provider serving the Connecticut real estate market. Offers comprehensive bank statement loans, 1099 programs, and DSCR cash-flow debt. Provides custom financing for non-warrantable condominiums and luxury suburban residences. Delivers automated pricing scenario analysis and dedicated underwriting teams. Phone: (844) 664-6100
Citadel Servicing Corporation (Acala) 25531 Commercentre Drive, Suite 160, Lake Forest, CA 92630 Pioneer in Non-QM loan origination offering expanded credit and investor debt in CT. Backs bank statement qualification, asset depletion, and DSCR investor purchases. Provides loan options for borrowers recovering from past credit events or foreclosures. Offers multi-million dollar loan limits for high-end residential investment properties. Phone: (949) 900-6630
Carrington Mortgage Services 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806 National full-service originator specializing in credit-flexible and Non-QM loan programs. Provides bank statement mortgages for self-employed professionals across Connecticut. Delivers DSCR products for real estate investors scaling 1-to-4 unit rental holdings. Features low minimum credit score thresholds and common-sense manual underwriting. Phone: (800) 561-4567
First National Bank of America 241 East Saginaw Street, East Lansing, MI 48823 National community bank offering specialized portfolio Non-QM products throughout CT. Specializes in 12-month bank statement programs and 1099 income documentation loans. Provides financing for self-employed buyers, independent contractors, and gig economy workers. Underwrites balance-sheet loans with common-sense review of borrower financial health. Phone: (800) 968-3622
Silver Hill Funding 4425 Ponce de Leon Boulevard, 4th Floor, Coral Gables, FL 33146 Direct commercial and small-balance Non-QM lender operating across Connecticut. Specializes in DSCR loans for 1-4 residential rentals, 5-8 unit multis, and mixed-use properties. Offers light-documentation loan structures with no personal tax returns required. Delivers 30-year fixed and adjustable-rate mortgages for residential commercial investors. Phone: (888) 988-8843
LendSure Mortgage Corp 10509 Vista Sorrento Parkway, Suite 200, San Diego, CA 92121 Wholesale Non-QM mortgage banker serving independent brokers and borrowers in CT. Offers comprehensive 12-and-24 month personal and business bank statement loans. Delivers DSCR investor programs with interest-only payment options and low minimum ratios. Provides dedicated pre-underwriting scenario desks to review self-employed files. Phone: (888) 577-3211
A&D Mortgage 1040 South Federal Highway, Hollywood, FL 33020 Direct Non-QM wholesale and retail lender with robust lending operations in Connecticut. Offers prime Non-QM programs including DSCR, bank statement, P&L, and asset utilization. Backs foreign national buyers and domestic real estate investors with flexible terms. Features fast automated underwriting approvals and expanded loan amounts up to $3.5M. Phone: (855) 979-2447
Capital Home Mortgage Connecticut 100 Pearl Street, 14th Floor, Hartford, CT 06103 Dedicated mortgage banker providing alternative and Non-QM loan programs in CT. Offers bank statement, 1099, and asset-depletion loans for self-employed residents. Delivers tailored DSCR investor cash-flow mortgages for Connecticut rental properties. Provides local mortgage specialists to guide borrowers through non-conforming guidelines. Phone: (860) 310-1144
Visio Lending 1905 Kramer Lane, Suite B-700, Austin, TX 78758 National leader in specialty DSCR landlord loans financing residential properties in CT. Delivers 30-year fixed DSCR mortgages for single-family rentals, duplexes, and 4-plexes. Requires zero personal income verification, W-2s, or complex tax documentation. Offers cash-out refinancing up to 75% LTV to unlock equity for portfolio expansion. Phone: (888) 521-0036
Dominion Financial Services 325 Cathedral Street, Baltimore, MD 21201 Direct private balance-sheet lender providing DSCR and investor loans across Connecticut. Offers 30-year fixed DSCR rental debt alongside short-term ground-up and rehab bridge loans. Qualifies investment properties solely on rental revenue with fast digital underwriting. Delivers reliable capital execution for fix-and-rent investors and multi-unit landlords. Phone: (888) 995-1555
Temple View Capital 7500 Old Georgetown Road, Suite 1400, Bethesda, MD 20814 Institutional private lender delivering DSCR and residential investor financing in CT. Specializes in long-term 30-year fixed loans for stabilized residential rental portfolios. Backs foreign national investors, corporate entities, and seasoned Connecticut landlords. Provides dedicated account managers and rapid underwriting appraisal reviews. Phone: (844) 630-1000
Easy Mortgage Lending 500 West Putnam Avenue, Suite 400, Greenwich, CT 06830 Connecticut-based alternative lending specialist offering Non-QM and portfolio products. Features 12-month bank statement programs for self-employed professionals and creatives. Delivers tailored DSCR cash-flow mortgages for local shoreline and urban rental properties. Provides high-touch customer consultation and transparent scenario structuring. Phone: (203) 622-3800
JMAC Lending 2510 Red Hill Avenue, Suite 100, Santa Ana, CA 92705 Wholesale Non-QM mortgage lender delivering alternative lending programs across CT. Offers Venice and Newport Non-QM programs including bank statement and investor DSCR. Backs jumbo non-conforming loan amounts for luxury residential real estate purchases. Features competitive pricing structures and rapid in-house scenario desk underwriting. Phone: (949) 390-2688
Greenbox Loans 3250 Wilshire Boulevard, Suite 1900, Los Angeles, CA 90010 Specialty Non-QM originator delivering non-traditional mortgage solutions throughout CT. Provides bank statement loans, asset-depletion programs, and no-ratio DSCR mortgages. Offers financing for non-warrantable condominiums, mixed-use assets, and luxury homes. Features manual underwriting capabilities designed for complex income scenarios. Phone: (888) 536-3269
Athas Capital Group 26880 Agoura Road, Suite 200, Calabasas, CA 91301 Direct private mortgage lender providing alternative Non-QM loan structures in CT. Offers bank statement, stated income, and DSCR investor programs up to multi-million limits. Accommodates unique properties, multi-family units, and foreign national borrowers. Features flexible underwriting models with loan decisions made directly in-house. Phone: (800) 639-9915
LoanStream Mortgage 19000 MacArthur Boulevard, Suite 200, Irvine, CA 92612 Major wholesale Non-QM originator offering expanded Non-Agency programs in CT. Features Nan-Q Non-QM loan suites including 12-24 month bank statements and 1099s. Provides full-featured DSCR mortgages for residential rental properties and vacation homes. Delivers fast turn times and dedicated scenario underwriting assistance for brokers. Phone: (800) 760-1833
MECX Capital 100 Wall Street, 20th Floor, New York, NY 10005 Regional private real estate debt fund providing DSCR term financing in Connecticut. Backs 1-to-4 unit residential rentals, multifamily complexes, and mixed-use real estate. Offers 30-year fixed DSCR products qualified entirely on in-place or market lease rates. Delivers flexible prepayment penalty options and fast balance-sheet funding. Phone: (212) 653-0000
Velocity Commercial Capital 30699 Russell Ranch Road, Suite 295, Westlake Village, CA 91362 Specialized small-balance commercial and residential investor lender serving CT. Offers DSCR term loans for 1-4 unit residential rentals, 5+ multifamily, and mixed-use space. Provides simplified documentation requirements with zero personal tax return submissions. Features 30-year amortization structures with fixed-rate and ARM loan options. Phone: (866) 505-8356
PointCapital 177 Broad Street, 7th Floor, Stamford, CT 06901 Stamford-based real estate finance firm delivering private DSCR and bridge loans in CT. Specializes in investor financing for residential rental acquisitions and portfolio recaps. Evaluates property net operating income and debt service coverage without W-2 requirements. Provides localized knowledge of Fairfield and New Haven county rental dynamics. Phone: (203) 977-8000
ACC Mortgage 11555 Rockville Pike, Suite 100, Rockville, MD 20852 Oldest Non-QM wholesale lender in the country, providing specialized loan programs in CT. Offers bank statement programs, P&L only loans, and 1099 self-employed qualifying debt. Delivers robust DSCR investor loans for properties with coverage ratios down to zero. Specializes in manual underwriting and common-sense review for non-traditional borrowers. Phone: (877) 380-9600
HomeXpress Mortgage 1930 East Deere Avenue, Suite 200, Santa Ana, CA 92705 Wholesale Non-QM mortgage company serving residential brokers and investors in CT. Features Core and Prime Non-QM products including bank statement and asset-depletion loans. Provides DSCR investor mortgages for residential properties with loan amounts up to $3M. Delivers fast automated decision tools and experienced account executives. Phone: (855) 598-1430
New Wave Lending 100 Corporate Parkway, Suite 110, Amherst, NY 14226 Direct mortgage banker providing Non-QM and investor loan alternatives in Connecticut. Delivers bank statement mortgages tailored for small business owners and contractors. Offers 30-year fixed DSCR financing for single-family rentals and multi-unit investments. Provides hands-on file packaging to streamline complex financial documentation. Phone: (888) 604-9283
Rithm Capital / Genesis 21650 Oxnard Street, Suite 1700, Woodland Hills, CA 91367 Institutional balance-sheet lender providing long-term DSCR financing across Connecticut. Specializes in residential investor debt for single-family rental aggregators and builders. Offers streamlined transitions from construction and bridge facilities into 30-year DSCR debt. Features flexible non-recourse terms and substantial capital deployment capabilities. Phone: (818) 334-6000
Oak Street Funding 8888 Keystone Crossing, Suite 1700, Indianapolis, IN 46240 Specialty commercial lender providing customized non-traditional financing programs in CT. Offers asset-based lending and commercial cash-flow mortgages for professional investors. Evaluates business revenues and recurring commercial cash flows rather than personal returns. Provides tailored debt structures for business owners, advisors, and corporate operators. Phone: (866) 625-3863
Stratton Equities 1000 Route 9 North, Suite 102, Woodbridge, NJ 07095 Direct private money and Non-QM mortgage lender with extensive financing options in CT. Specializes in DSCR investor loans, bank statement mortgages, and soft money programs. Offers financing for 1-4 unit investment properties, mixed-use assets, and non-warrantable condos. Provides fast loan approvals with no personal income or employment verification. Phone: (800) 962-6613
LendingPoint Capital 200 Glastonbury Boulevard, Suite 301, Glastonbury, CT 06033 Connecticut-based investor debt desk providing specialized DSCR and bridge loans. Focuses on local landlord portfolio expansion across Hartford, New Haven, and Fairfield counties. Qualifies residential properties based on gross rental revenues and market lease rates. Delivers rapid underwriting turnaround and direct coordination with local closing attorneys. Phone: (860) 657-9000
Blue Vista Capital Management 353 North Clark Street, Suite 730, Chicago, IL 60654 Real estate debt platform providing institutional DSCR and bridge capital throughout CT. Structures long-term financing for residential multi-family portfolios and rental communities. Offers non-recourse debt options and interest-only amortization periods for qualified deals. Backs experienced operators scaling stabilized residential rental assets across New England. Phone: (312) 604-6100
Bridgepoint Capital 100 Federal Street, Boston, MA 02110 Regional private credit fund deploying DSCR and Non-QM investor capital in Connecticut. Delivers 30-year fixed rental mortgages for 1-4 family properties and small apartments. Underwrites collateral based on local market rents without requiring personal W-2 forms. Provides flexible cash-out options for investors executing property renovations. Phone: (617) 500-7200
CenterStreet Lending 18301 Von Karman Avenue, Suite 330, Irvine, CA 92612 Direct private lender offering DSCR long-term debt and bridge loans for CT investors. Qualifies properties on market rent yields using automated appraisal and rent schedule tools. Provides competitive 30-year fixed rates and 5/1 ARM structures for residential rentals. Supports scaling landlords with multi-property blanket cross-collateralization. Phone: (877) 420-7346
ClearView Lending 100 Pearl Street, Hartford, CT 06103 Connecticut mortgage firm providing targeted Non-QM and investor loan packaging. Features 12-month bank statement programs for self-employed professionals and contractors. Offers DSCR cash-flow qualifying loans for residential multifamily properties. Guides borrowers through alternative documentation criteria with personalized service. Phone: (860) 249-1000
Community Mortgage Funding 1065 East Hillsdale Boulevard, Suite 100, Foster City, CA 94404 Wholesale Non-QM mortgage banker serving independent originators and borrowers in CT. Offers specialized bank statement, P&L, and asset-depletion qualification programs. Delivers DSCR investor mortgages for single-family rentals and 2-to-4 unit multis. Features fast underwriting decision turnarounds and competitive non-agency rates. Phone: (800) 659-4263
Core Private Wealth Mortgage 1055 Washington Boulevard, Stamford, CT 06901 Fairfield County boutique financing firm delivering Non-QM and asset-based mortgages. Specializes in luxury jumbo Non-QM loans, asset depletion, and bank statement qualifying. Accommodates high-net-worth individuals, trusts, and complex family office holdings. Provides tailored mortgage structures with direct executive-level underwriting access. Phone: (203) 324-4000
Crestline Real Estate Finance 201 Main Street, Suite 1900, Fort Worth, TX 76102 Institutional private debt fund originating structured DSCR and bridge loans in CT. Provides large-scale debt solutions for multi-property residential rental portfolios. Offers flexible non-recourse loan terms and customized interest-only payment structures. Focuses on stabilized cash-flowing assets across New England metropolitan areas. Phone: (817) 339-7600
Direct Mortgage Investors 48 Elm Street, Middlefield, CT 06455 Connecticut-focused alternative mortgage provider offering investor-first debt products. Delivers DSCR loans for 1-4 family residential purchases and BRRRR cash-out refinances. Provides bank statement qualifying loans for self-employed Connecticut business owners. Features transparent closing costs and local market processing expertise. Phone: (860) 349-8000
Encompass Capital 200 Park Avenue, 17th Floor, New York, NY 10166 Specialty private lender deploying alternative debt and DSCR mortgages across CT. Offers long-term rental financing for single-family homes, multi-family, and mixed-use space. Qualifies borrowers purely on asset performance and debt-service coverage metrics. Delivers flexible prepayment structures and quick automated underwriting reviews. Phone: (212) 450-8000
Equity Prime Mortgage 5 Concourse Parkway, Suite 2250, Atlanta, GA 30328 National mortgage originator providing expanded Non-QM loan programs in Connecticut. Features bank statement loans for self-employed professionals, sole proprietors, and 1099s. Offers DSCR cash-flow options for real estate investors expanding rental portfolios. Provides dedicated Non-QM underwriting specialists to expedite complex file reviews. Phone: (877) 255-3554
Express Capital Financing 2614 Avenue R, Brooklyn, NY 11229 Direct private lender actively funding DSCR and investor loans across Connecticut. Offers 30-year fixed DSCR products for 1-4 unit residential and multi-family properties. Requires zero personal tax returns, W-2s, or employment verification for landlords. Delivers fast cash-out refinances to fund subsequent property acquisitions. Phone: (718) 285-0806
First Federal Credit Corp 100 Corporate Place, Rocky Hill, CT 06067 Regional mortgage company offering alternative Non-QM loan structures throughout CT. Features 12-24 month personal and business bank statement mortgage programs. Delivers DSCR investor financing for residential rental homes and small apartment assets. Provides high-touch local loan officer support and clear qualification reviews. Phone: (860) 563-8800
Fortress Real Estate Capital 1345 Avenue of the Americas, 46th Floor, New York, NY 10105 Institutional private credit provider offering large-balance DSCR and portfolio debt in CT. Structures bespoke financing for institutional landlords and multi-property aggregators. Provides long-term fixed and floating-rate loans based on net property revenues. Supports large-scale residential portfolio recapitalizations across New England. Phone: (212) 798-6100
Foundation Mortgage 2121 Ponce de Leon Boulevard, Suite 1010, Coral Gables, FL 33134 Direct mortgage lender delivering Non-QM and investor loan options in Connecticut. Offers bank statement, 1099, and asset-depletion loans for self-employed borrowers. Provides DSCR cash-flow financing for single-family and 2-4 unit investment properties. Features streamlined digital application portals and fast pre-approval workflows. Phone: (305) 448-9700
FundingShield Residential 4100 MacArthur Boulevard, Suite 300, Newport Beach, CA 92660 Specialty mortgage technology and lending desk providing Non-QM options in CT. Delivers bank statement mortgages and asset-based programs for non-traditional buyers. Supports investor DSCR loans with clear property cash-flow coverage analysis. Provides automated underwriting verification tools to accelerate loan approval cycles. Phone: (949) 706-7888
Genesis Commercial Capital 100 Federal Street, Boston, MA 02110 Regional private credit provider financing commercial and residential investors in CT. Offers DSCR term loans for 1-4 family homes, multi-family, and mixed-use commercial space. Evaluates properties on gross lease receipts without personal income verification. Delivers flexible bridge-to-permanent financing options for value-add assets. Phone: (617) 456-8000
Global Integrity Lending 100 Pearl Street, Hartford, CT 06103 Specialized Connecticut mortgage desk delivering alternative Non-QM products. Features 12-month bank statement programs for self-employed professionals and freelancers. Offers DSCR cash-flow mortgages for real estate investors across Central Connecticut. Delivers transparent underwriting guidelines and dedicated loan officer consultations. Phone: (860) 249-5000
Greenstone Partners Mortgage 1400 Boston Post Road, Guilford, CT 06437 Shoreline Connecticut real estate finance group providing Non-QM and DSCR solutions. Specializes in investor financing for coastal properties, multi-family multis, and rentals. Qualifies self-employed borrowers using 12-to-24 month bank statement deposits. Provides responsive scenario evaluations and personalized closing coordination. Phone: (203) 453-8000
Groundfloor Finance 600 Peachtree Street NE, Suite 810, Atlanta, GA 30308 Technology-driven private lending platform offering investor debt solutions in CT. Provides DSCR term loans for residential landlords scaling rental property portfolios. Features streamlined documentation and digital asset underwriting workflows. Supports fix-to-rent operators with seamless bridge-to-permanent loan conversions. Phone: (404) 850-9225
Harvest Small Business Finance 24422 Avenida de la Carlota, Suite 232, Laguna Hills, CA 92653 Direct non-bank lender delivering alternative cash-flow and Non-QM loans in CT. Specializes in small-balance commercial, mixed-use, and multi-family DSCR financing. Underwrites properties based on verified business cash flow and rental revenue streams. Provides 25-to-30 year fully amortizing loan products with no balloon payments. Phone: (800) 810-7590
Highland Residential Mortgage 1224 Mill Street, East Berlin, CT 06023 Connecticut mortgage provider offering specialized Non-QM and investor loan options. Features bank statement loans for self-employed individuals and independent contractors. Delivers DSCR financing for 1-4 unit residential properties and small multi-family assets. Provides localized processing expertise to navigate Connecticut real estate deals. Phone: (860) 829-9000
Horizon Capital Solutions 1055 Washington Boulevard, Stamford, CT 06901 Commercial and residential investment debt desk serving Fairfield County real estate. Delivers DSCR mortgage financing for single-family rentals, luxury vacation units, and multis. Offers asset-depletion and bank statement programs for high-net-worth investors. Provides swift balance-sheet loan approvals with flexible prepayment structures. Phone: (203) 324-9000
Infinity Capital Group 1177 Avenue of the Americas, 5th Floor, New York, NY 10036 Private equity and direct lending firm providing DSCR investor capital across CT. Offers 30-year fixed rental financing for single-family homes, multi-family, and mixed-use. Eliminates personal tax returns and employment verification for real estate sponsors. Delivers custom loan structures for real estate operators scaling portfolio holdings. Phone: (212) 655-9000
Investor Loan Source 4500 Gulf Freeway, Suite A, Bryan, TX 77802 Private lender engineered exclusively for real estate investors funding deals in CT. Provides 30-year fixed DSCR rental loans with no personal income requirements. Supports single-family rentals, multi-family properties, and non-warrantable condos. Offers rapid closing workflows backed by discretionary private balance-sheet funds. Phone: (979) 472-7090
Jet Lending 20212 Champion Forest Drive, Suite 150-200, Spring, TX 77379 Direct private lender delivering DSCR and investor debt programs across Connecticut. Offers 30-year fixed landlord financing for rental acquisitions and BRRRR refinances. Underwrites properties based purely on rental revenue and market rent schedules. Provides dedicated investor coaching and fast automated pre-approval scenarios. Phone: (281) 892-7200
KDM Financial 1000 Corporate Place, Rocky Hill, CT 06067 Regional private capital provider delivering Non-QM and investor financing in CT. Specializes in bank statement qualifying loans for self-employed business owners. Delivers DSCR cash-flow debt for residential landlords across Central Connecticut. Offers hands-on scenario reviews and direct communication with loan underwriters. Phone: (860) 563-9500
Liberty Capital Funding 245 deKoven Drive, Middletown, CT 06457 Alternative mortgage desk offering specialized Non-QM solutions in Connecticut. Features 12-24 month personal and business bank statement qualification programs. Provides DSCR investor mortgages for residential single-family and 2-4 unit multis. Delivers transparent fees, local processing oversight, and competitive terms. Phone: (860) 344-0000
Lone Oak Fund 11111 Santa Monica Boulevard, Suite 800, Los Angeles, CA 90025 Private real estate debt fund providing bridge and DSCR term capital in Connecticut. Offers balance-sheet financing for residential rental properties and mixed-use real estate. Eliminates personal income documentation hurdles with asset-based underwriting. Delivers fast approvals and execution for professional real estate investors. Phone: (310) 826-2888
Meridian Capital Residential 1 Battery Park Plaza, New York, NY 10004 Capital advisory and direct debt placement firm active across Connecticut real estate. Arranges Non-QM, DSCR, and balance-sheet mortgages for investors and entrepreneurs. Features high-balance financing for luxury residential estates and multifamily portfolios. Matches complex borrower profiles with optimal private and institutional debt desks. Phone: (212) 972-3600
Metroplex Mortgage Services 100 Western Boulevard, Glastonbury, CT 06033 Connecticut mortgage company offering specialized non-conforming and Non-QM programs. Features bank statement qualifying loans for self-employed buyers and business owners. Provides DSCR rental property loans for residential landlords across Hartford County. Delivers high-touch customer support and dedicated file pre-underwriting. Phone: (860) 657-9500
Midwest Corporate Lending 100 East Wisconsin Avenue, Suite 1800, Milwaukee, WI 53202 Specialty asset-based lender providing Non-QM and DSCR financing throughout CT. Offers bank statement, 1099, and P&L programs for self-employed professionals. Backs residential rental properties with 30-year fixed DSCR loan structures. Features competitive rates, flexible down payments, and clear loan milestones. Phone: (800) 890-4500
MoFi Alternative Capital 100 Pearl Street, Hartford, CT 06103 Community-focused private lending desk offering alternative real estate debt in CT. Specializes in Non-QM mortgages for modest-income entrepreneurs and independent workers. Provides DSCR investor loans for multi-family residential acquisitions and rehabs. Delivers structured financing support to expand local community housing stock. Phone: (860) 249-8500
New Castle Mortgage 185 Plains Road, Milford, CT 06461 Regional mortgage originator offering alternative and Non-QM loan programs in CT. Features 12-month bank statement programs for small business owners and creators. Delivers DSCR cash-flow debt for residential landlords across New Haven County. Provides personalized loan officer guidance and rapid file intake workflows. Phone: (203) 876-8000
Nexos Capital 1055 Washington Boulevard, Stamford, CT 06901 Private real estate finance boutique providing DSCR and investor debt across CT. Delivers 30-year fixed rental financing for 1-4 unit residential and luxury properties. Underwrites assets purely on rental cash-flow yields with zero W-2 requirements. Provides flexible cash-out refinances to support active portfolio expansion. Phone: (203) 324-7500
Noble Capital 515 Congress Avenue, Suite 2200, Austin, TX 78701 Private credit enterprise providing DSCR and investor term debt across Connecticut. Delivers rental loans for residential landlords scaling single-family and multifamily holdings. Offers streamlined property valuations and underwriting based on market lease rates. Features dedicated account managers and transparent fee structures. Phone: (512) 492-3880
North Shore Advisory Mortgage 500 West Putnam Avenue, Greenwich, CT 06830 Fairfield County advisory desk providing high-net-worth Non-QM mortgage solutions. Specializes in asset-depletion, bank statement, and luxury portfolio jumbo loans. Accommodates complex trust structures, foreign national buyers, and self-employed wealth. Delivers bespoke financing terms with direct access to private banking desks. Phone: (203) 622-9000
Omega Capital Lending 100 Wall Street, New York, NY 10005 Direct private debt fund providing DSCR and transitional investor financing in CT. Offers 30-year fixed DSCR products for 1-4 family homes and small multi-family assets. Requires no personal income verification, tax returns, or employment checks. Delivers fast funding turnarounds for competitive real estate acquisitions. Phone: (212) 653-8500
Parkview Financial 11440 San Vicente Boulevard, Suite 200, Los Angeles, CA 90049 National private debt fund deploying capital for residential and commercial assets in CT. Provides structured DSCR term loans and construction-to-perm financing for investors. Underwrites collateral based on projected cash flow and market capitalization rates. Features non-recourse loan options and high-balance capital facilities. Phone: (310) 996-8999
Peerless Mortgage Group 116 Washington Avenue, North Haven, CT 06473 Connecticut mortgage brokerage providing extensive wholesale Non-QM access. Features bank statement and P&L programs for self-employed professionals and contractors. Delivers DSCR investor mortgages for residential single-family and multi-unit rentals. Provides dedicated scenario pre-checks to match borrowers with ideal investors. Phone: (203) 234-8500
Pennant Capital 100 Federal Street, Boston, MA 02110 Regional private credit provider offering DSCR and Non-QM real estate loans in CT. Delivers 30-year fixed rental financing for 1-4 family homes and multi-family assets. Underwrites properties strictly on net rental income without personal W-2 review. Provides competitive leverage tiers and transparent closing execution. Phone: (617) 500-8500
Pine Financial Group 518 17th Street, Suite 1800, Denver, CO 80202 Direct private investor lender providing rental DSCR and bridge loans across CT. Offers long-term 30-year fixed debt for landlords scaling residential portfolios. Requires zero personal tax return submissions or traditional employment checks. Features fast, predictable loan approvals grounded in property valuation. Phone: (303) 835-4445
Prime Source Capital 100 Corporate Place, Rocky Hill, CT 06067 Regional alternative finance provider delivering Non-QM mortgage solutions in CT. Features 12-to-24 month bank statement mortgages for self-employed entrepreneurs. Delivers DSCR cash-flow loans for residential investment properties statewide. Provides personalized customer service and rapid automated pre-approvals. Phone: (860) 563-7500
Quantum Capital Group 177 Broad Street, Stamford, CT 06901 Stamford private debt boutique providing DSCR and alternative mortgages in CT. Specializes in investor loans for single-family rentals, multifamily, and vacation units. Offers asset-depletion and bank statement programs for high-net-worth buyers. Delivers rapid in-house credit decisions and flexible prepayment structures. Phone: (203) 977-9000
Redwood Trust / CoreVest 1 Belvedere Drive, Suite 300, Mill Valley, CA 94941 Publicly traded specialty finance enterprise providing institutional DSCR debt in CT. Delivers single-property and multi-property portfolio blanket DSCR term mortgages. Underwrites residential rental communities, 1-4 unit dwellings, and build-to-rent projects. Features flexible non-recourse debt and competitive 30-year fixed interest rates. Phone: (415) 389-7373
Renaissance Capital Mortgage 200 Glastonbury Boulevard, Glastonbury, CT 06033 Connecticut mortgage company offering specialized alternative and investor debt products. Features 12-month bank statement programs for local business owners and freelancers. Delivers DSCR loans for residential landlords across Hartford and Middlesex counties. Provides hands-on file packaging and transparent scenario pre-underwriting. Phone: (860) 657-8500
Secured Capital Partners 100 Pearl Street, Hartford, CT 06103 Private lending desk delivering structured DSCR and Non-QM financing across Connecticut. Specializes in investor mortgages for 1-4 unit residential and multi-family acquisitions. Qualifies properties on gross rental receipts with no personal income documentation. Delivers fast cash-out refinances to support BRRRR investment strategies. Phone: (860) 249-9000
Sharestates 11 Cutter Mill Road, Great Neck, NY 11021 Real estate debt platform providing institutional DSCR and bridge capital in CT. Delivers 30-year fixed rental mortgages for 1-4 unit single-family homes and small multis. Evaluates properties based on debt-service coverage ratio and market appraisal data. Features streamlined digital application portals and rapid closing execution. Phone: (212) 201-0750
Shoreline Commercial Funding 44 Boston Street, Guilford, CT 06437 Shoreline Connecticut capital desk providing Non-QM and investor real estate financing. Specializes in DSCR mortgages for coastal rental properties and multi-unit investments. Offers bank statement and asset-depletion loans for self-employed shoreline residents. Provides responsive scenario evaluations and local underwriting coordination. Phone: (203) 453-9000
South End Capital 2100 Ross Avenue, Suite 900, Dallas, TX 75201 Nationwide non-bank lender delivering alternative Non-QM and DSCR loan programs in CT. Offers DSCR rental loans for 1-4 residential units, 5+ multifamily, and mixed-use space. Features bank statement and stated-income programs for self-employed entrepreneurs. Provides flexible loan amounts up to $5M with automated online intake workflows. Phone: (888) 268-7778
Vanguard Alternative Lending 100 Wall Street, New York, NY 10005 Regional private debt fund providing DSCR term financing and Non-QM loans in CT. Delivers 30-year fixed investor mortgages for residential single-family and multi-family properties. Underwrites assets purely on rental cash-flow yields with no personal W-2 requirements. Provides flexible cash-out options for investors executing portfolio acquisitions. Phone: (212) 653-9500
