Connecticut Insurance Brokers

Fairfield County Insurance Companies

1. Risk Strategies Company

Address: 1 Executive Drive, Suite 100, Stratford, CT 06615
Phone: (203) 377-4400
Website: risk-strategies.com
Description: Risk Strategies brings national advisory clout and high-net-worth specialization directly to Fairfield County’s Gold Coast. Known for risk consulting across complex commercial sectors, coastal property portfolios, and private client wealth management, the brokerage designs bespoke protection strategies. Their advisors excel at navigating Long Island Sound windstorm deductibles, high-limit umbrella coverage, and private art or yacht endorsements, giving discerning clients institutional-grade coverage with tailored local execution.

2. Double Eagle Agency

Address: 35 Kings Highway East, Suite 205, Fairfield, CT 06825
Phone: (203) 227-9229
Website: doubleeagleagency.com
Description: Double Eagle Agency operates as a premier independent insurance broker specializing in comprehensive personal and commercial risk portfolios. Serving Westport, Fairfield, and Greenwich, the agency takes a consultative approach—shopping top-tier national carriers to curate seamless coverage packages for luxury homes, high-end auto collections, and corporate liability. Their hands-on team focuses on long-term client advocacy, conducting deep policy audits to eliminate coverage gaps while maximizing multi-policy value.

3. Morrison Insurance Agency

Address: 580 Tunxis Hill Road, Fairfield, CT 06825
Phone: (203) 336-9198
Website: morrisoninsurance.com
Description: A staple of the Fairfield community for decades, Morrison Insurance Agency provides personalized independent brokerage services across residential, auto, and commercial lines. The firm takes pride in treating clients like neighbors rather than policy numbers, matching individual risk profiles with strong regional and national carriers. Their team excels at crafting tailored homeowners insurance for coastal flood zones and classic New England colonials, ensuring local families and business owners remain fully protected.

4. Cusmano Insurance Agency

Address: 425 Kings Highway East, Fairfield, CT 06825
Phone: (203) 394-6645
Website: cusmanoagency.com
Description: Cusmano Insurance Agency stands as a trusted independent broker dedicated to family, property, and business protection throughout Southwestern Connecticut. By leveraging an expansive network of top-rated insurance companies, the agency compares policies to find optimal coverage and competitive rates. Cusmano’s advisors focus heavily on transparent policy education, guiding homeowners, business owners, and drivers through every step of risk management and claims processing.

5. Stamford Insurance Group

Address: 1 Landmark Square, Suite 400, Stamford, CT 06901
Phone: (203) 324-1100
Website: stamfordinsurancegroup.com
Description: Stationed in downtown Stamford, this corporate and private client brokerage brings sharp urban precision to Gold Coast property and casualty coverage. Specializing in high-density luxury condominiums, major home renovations, and executive liability, Stamford Insurance Group crafts sophisticated protection strategies. They work closely with local custom builders, architects, and estate managers to ensure seamless builder’s risk and property insurance transitions during multi-million dollar transformations.

6. HUB International Northeast (Fairfield Office)

Address: 777 Commerce Drive, Suite 101, Fairfield, CT 06825
Phone: (203) 337-1800
Website: hubinternational.com
Description: Operating as a major regional branch of one of the world’s largest insurance intermediaries, HUB International in Fairfield offers massive market access and specialized risk management. The office provides comprehensive solutions spanning commercial property and casualty, employee benefits, and high-net-worth personal insurance. HUB’s dedicated private client practice specializes in complex wealth protection, fine art, and waterfront estate insurance, combining global brokerage muscle with localized advisory care.

7. Daigle & Travers Insurance

Address: 15 Mount Pleasant Road, Newtown, CT 06470
Phone: (203) 426-5881
Website: daigletravers.com
Description: Operating offices across Wilton, Darien, and Newtown, Daigle & Travers is an elite independent brokerage known for handling complex residential and commercial risks. The firm acts as a true private wealth insurance advisor, catering to Gold Coast homeowners, real estate developers, and business leaders. Their advisors carefully structure policies with preferred carriers to cover high-value property, antique auto fleets, and cyber liability, ensuring complete asset protection against modern liabilities.

8. Bearingstar Insurance

Address: 501 Kings Highway East, Suite 111, Fairfield, CT 06825
Phone: (203) 254-0875
Website: bearingstar.com
Description: A member of the Arbella Insurance Group, Bearingstar Insurance combines local advice with strong carrier backing across Connecticut. Their Fairfield office specializes in tailored personal auto, home, and umbrella insurance, along with localized commercial insurance for small-to-midsize businesses. Bearingstar’s insurance consultants emphasize face-to-face relationships, conducting regular policy reviews to adapt coverage to life milestones, home additions, and changing liability needs.

9. Ferguson & McGuire

Address: 1735 Post Road, Suite 5, Fairfield, CT 06824
Phone: (203) 259-5269
Website: fergusonmcguire.com
Description: Serving Fairfield County since 1938, Ferguson & McGuire brings over eight decades of independent brokerage heritage to personal and commercial clients. The agency represents a wide array of top-tier regional and national insurance carriers, allowing them to tailor coverage plans precisely around budget and risk requirements. Their seasoned brokers excel at managing complex commercial liabilities, worker’s comp programs, and high-value homeowners policies with dedicated personal service.

10. Toohey Insurance Agency

Address: 1300 Post Road, Suite 208, Fairfield, CT 06824
Phone: (203) 255-0401
Website: tooheyinsurance.com
Description: Toohey Insurance Agency operates as a boutique independent broker focused on client advocacy, risk management, and personalized service. The firm specializes in comprehensive personal insurance—including home, auto, boat, and excess liability—as well as customized commercial coverage programs. Toohey’s team takes time to evaluate the unique structural, geographic, and lifestyle risks of Fairfield County properties, delivering clear policy terms and competitive market pricing.

Hartford County Insurance Companies

1. Bouvier Insurance

Address: 29 Main Street, West Hartford, CT 06107
Phone: (860) 232-4491
Website: binsurance.com
Description: Headquartered in West Hartford, Bouvier Insurance stands as a premier independent brokerage delivering tailored commercial and personal risk management solutions across Connecticut. The agency operates with a relationship-driven approach, curating custom coverage portfolios for family estates, historic restorations, condo associations, and local businesses. Bouvier’s team acts as true risk partners, matching client portfolios with top regional and national underwriters to protect both tangible assets and long-term financial health.

2. Keating Agency Insurance

Address: 2 Epping Lane, West Hartford, CT 06107
Phone: (860) 521-1420
Website: keatingagency.com
Description: Keating Agency Insurance has served West Hartford and Greater Hartford as a family-owned independent insurance brokerage since 1969. Built on clear policy education and personal client relationships, the firm represents dozens of top-rated insurance carriers to secure competitive pricing for home, auto, and commercial coverage. Keating’s brokers specialize in identifying coverage gaps in traditional homeowners policies, ensuring classic Farmington Valley colonials and historic homes receive comprehensive valuation and structural protection.

3. Ferguson & McGuire

Address: 45 Connecticut Boulevard, East Hartford, CT 06108
Phone: (860) 528-6501
Website: fergusonmcguire.com
Description: Tracing its independent brokerage roots back to 1938, Ferguson & McGuire brings over eight decades of risk management expertise to Hartford County families and businesses. Operating out of East Hartford, the agency offers an expansive portfolio covering high-value residential property, corporate liability, employee benefits, and worker’s compensation. Their brokers focus on conducting deep risk assessments, leveraging carrier partnerships to craft affordable, highly protective coverage strategies tailored to individual client needs.

4. Merit Insurance Services

Address: 639 Prospect Avenue, Hartford, CT 06105
Phone: (860) 233-3626
Website: meritins.com
Description: Situated along the West Hartford-Hartford city line on Prospect Avenue, Merit Insurance Services operates as a full-service independent brokerage serving central Connecticut. Merit provides customized insurance solutions spanning personal home, auto, and umbrella coverage alongside complex commercial property and casualty programs. The agency focuses on delivering transparent advice, shopping multiple carrier markets to help clients navigate fluctuating market rates without sacrificing critical liability limits.

5. Evans, Pires & Leonard

Address: 121 Roberts Street, East Hartford, CT 06108
Phone: (860) 289-6816
Website: eplins.com
Description: Evans, Pires & Leonard is a prominent independent commercial and personal lines brokerage based in East Hartford. Known for its strong corporate risk management practice, the agency works with mid-market businesses, contractors, municipal entities, and individual property owners across the Farmington Valley and Capitol Region. Their advisors excel at designing sophisticated loss-control programs, commercial liability portfolios, and tailored personal property protection backed by top national insurance carriers.

6. AssuredPartners (Hartford / Gold Building Office)

Address: 1 Financial Plaza, Lower 2nd Floor, Hartford, CT 06103
Phone: (800) 762-7369
Website: assuredpartners.com
Description: Operating out of the Gold Building in downtown Hartford, AssuredPartners combines global market access with localized advisory service. As one of the largest independent insurance brokerages in the nation, the Hartford practice specializes in commercial property casualty, employee health benefits, and private client wealth protection. Their specialized team works closely with corporate executives, real estate developers, and high-net-worth homeowners to navigate complex regional risks and flood considerations.

7. Shimkus, Murphy & Lemkuil, Inc.

Address: 380 New Britain Avenue, Hartford, CT 06106
Phone: (860) 249-1396
Website: smlinsurance.com
Description: Shimkus, Murphy & Lemkuil stands as an established, multi-generational independent agency rooted in Hartford’s South End. The firm provides a comprehensive range of personal and commercial insurance solutions, alongside real estate and financial services. By maintaining partnerships with leading regional mutual carriers and national insurers, their team delivers personalized, neighborhood-focused guidance to protect local families, multi-family residential properties, and growing local businesses.

8. SBW Insurance (Smith Brothers Insurance)

Address: 68 National Drive, Glastonbury, CT 06033
Phone: (860) 652-3235
Website: smithbrothersusa.com
Description: Headquartered in Glastonbury, Smith Brothers Insurance is an elite, regional independent brokerage providing risk management, financial protection, and employee benefit consulting across the Northeast. The firm treats risk through a holistic lens—offering dedicated practices for private client high-net-worth residential estates, commercial liability, cyber risk, and wealth management. Their advisors tailor bespoke coverage packages that evolve seamlessly with life milestones and business expansions.

9. A.I.S. (Advanced Insurance Solutions)

Address: 1 Central Row, Suite 200, Hartford, CT 06103
Phone: (860) 247-5000
Website: aisinsurancect.com
Description: Stationed in the downtown financial district of Hartford, Advanced Insurance Solutions delivers strategic corporate and personal brokerage consultation. The agency specializes in risk placement for commercial real estate, professional liability, construction contractors, and personal asset portfolios. AIS works closely with clients to audit existing policies, identify hidden coverage exposures, and leverage competitive market bidding among top-rated carriers to secure robust coverage terms.

10. Marc D. Glass Insurance Agency

Address: 45 Connecticut Boulevard, East Hartford, CT 06108
Phone: (860) 282-0016
Website: marcglassinsurance.com
Description: Marc D. Glass Insurance Agency operates as an independent, customer-centric brokerage serving individuals, families, and business owners across Greater Hartford. The agency specializes in residential property insurance, personal auto, commercial liability, and life insurance products. By analyzing individual risk exposures and matching clients with preferred carrier programs, the agency provides clear policy guidance, competitive rates, and responsive claims support.

Litchfield County Insurance Companies

1. Brooks, Todd & McNeil

Address: 69 Water Street, Torrington, CT 06790
Phone: (860) 482-5591
Website: brookstoddmcneil.com
Description: Tracing its independent brokerage roots back to 1839 in Torrington, Brooks, Todd & McNeil is an enduring titan of Northwest Connecticut risk management. Licensed with dozens of top-rated insurance carriers, the agency balances small-town community devotion with expansive market leverage. Their seasoned advisors excel across commercial liability, agribusiness, high-value personal property, and group benefits—structuring comprehensive coverage plans that safeguard local family legacies and regional business enterprises alike.

2. Nicholas / Tobin Insurance

Address: 10 South Main Street, Kent, CT 06757 (Also at 111 Danbury Road, New Milford, CT 06776)
Phone: (860) 354-4466
Website: ntins.com
Description: Operating offices in both Kent and New Milford, Nicholas / Tobin Insurance brings sophisticated private client consultation to the Housatonic River Valley. The independent brokerage specializes in tailoring high-limit personal lines and commercial coverage packages for country estates, historic farmsteads, and local commercial ventures. Their team takes a proactive, advisory approach—auditing complex property exposures, windstorm limits, and flood endorsements to ensure seamless protection across the Litchfield Hills.

3. F. North Clark Insurance Agency

Address: 47 West Street, Litchfield, CT 06759
Phone: (860) 567-8725
Website: fnorthclark.com
Description: Anchored right on Litchfield’s historic green, F. North Clark Insurance Agency embodies classic village trust backed by modern brokerage resources. The independent agency acts as a dedicated personal and business insurance advisor, matching clients with premier carrier programs. Specializing in historic Colonial home valuations, seasonal country retreats, personal auto, and small business liability, Clark’s brokers combine deep community roots with tailored policy design.

4. Housatonic Valley Insurance Agency

Address: 6 Main Street, New Milford, CT 06776
Phone: (860) 354-5551
Website: hvinsurance.com
Description: Situated in downtown New Milford, Housatonic Valley Insurance Agency provides full-service independent insurance brokerage to families and commercial policyholders across Southern Litchfield County. The agency compares coverage across an extensive roster of regional and national insurance carriers to secure optimal liability limits and competitive pricing. Their brokers excel at protecting custom residential properties, contractor liability, and local retail businesses with hands-on claims advocacy.

5. Manzi Insurance

Address: 215 Main Street South, Woodbury, CT 06798
Phone: (203) 263-8881
Website: manziins.com
Description: Serving Woodbury and the Southern Litchfield Hills, Manzi Insurance operates as a multi-generational, family-owned independent brokerage. The firm provides a personalized alternative to direct-to-consumer insurers, taking time to evaluate individual risk profiles across residential real estate, personal auto fleets, and commercial operations. Their team focuses on transparent communication and clear policy education, ensuring clients maintain appropriate umbrella and property coverage as their assets grow.

6. Curtis Insurance Agency (A Division of Brooks, Todd & McNeil)

Address: 49 Main Street, Canaan, CT 06018
Phone: (860) 824-7327
Website: curtisinsurance.com
Description: Serving the Northwest Corner from Canaan since 1946, Curtis Insurance Agency blends historic Berkshire and Litchfield County heritage with powerful independent market access. Now part of the Brooks, Todd & McNeil family, the agency offers clients access to dozens of top underwriters. Their specialists craft bespoke policies for agricultural properties, high-value second homes, commercial enterprises, and Medicare/health plans—delivering white-glove local service built on decades of regional trust.

7. W.J. Burton Insurance Agency

Address: 1 Sherman Hill Road, Woodbury, CT 06798
Phone: (203) 263-4301
Website: wjburton.com
Description: W.J. Burton Insurance is a long-standing independent brokerage based in Woodbury, dedicated to comprehensive personal and business risk management. The agency works closely with top regional mutuals and national carriers to design tailored protection packages. Their team excels at evaluating property risks for historic antique homes, country estates, personal umbrella policies, and commercial liability, providing reliable local guidance when claims occur.

8. Bella Insurance Group

Address: Litchfield, CT 06759 (Serving Warren, Washington & Litchfield)
Phone: (860) 868-0638
Website: bellains.com
Description: Operating throughout the central Litchfield Hills, Bella Insurance Group delivers modern, highly attentive independent brokerage services across residential and commercial sectors. The firm specializes in personal asset protection—including luxury homeowners insurance, seasonal country properties, watercraft, and umbrella liability. Bella’s advisors take a family-first approach to risk, auditing existing policies to eliminate hidden exclusions while securing competitive market pricing.

9. O’Brien Insurance Agency

Address: 108 Kent Road, New Milford, CT 06776
Phone: (860) 350-5505
Website: obrieninsurance.com
Description: Stationed along the Route 7 corridor in New Milford, O’Brien Insurance Agency is a trusted independent broker serving individual homeowners, drivers, and local businesses. The agency emphasizes personal relationship-building, comparing options across multiple top-tier carriers to build customized policy bundles. Their team guides clients through every phase of risk management—from evaluating property rebuild valuations to providing prompt, hands-on claims advocacy.

10. Tangarone & Prelli Insurance

Address: 19 Rowley Street, Winsted, CT 06098
Phone: (860) 379-7571
Website: tangaroneandprelli.com
Description: Serving Winsted and Northern Litchfield County, Tangarone & Prelli Insurance is a community-anchored independent brokerage known for straightforward, dependable advice. The firm provides tailored personal homeowners, auto, life, and commercial liability policies designed for local New England living. Their agents work directly with policyholders to navigate seasonal property risks, small business exposures, and changing household insurance needs with local care.

Middlesex County Insurance Companies

1. The Magnolia Agency

Address: 5 Main Street, Essex, CT 06426
Phone: (860) 581-8155
Website: magnoliainsagency.com
Description: Headquartered in the historic riverfront enclave of Essex Village, The Magnolia Agency brings a modern, high-touch advisory approach to personal and commercial risk. Specializing in high-net-worth personal lines, captive programs, workers’ compensation compliance, and custom property portfolios, the boutique firm functions as a trusted partner for regional business owners and coastal homeowners. Their team excels at structuring tailored coverage packages that account for Long Island Sound coastal exposures, flood zones, and complex business liabilities.

2. Everett J. O’Connor Insurance Agency

Address: 50 Pond Road, Old Saybrook, CT 06475
Phone: (860) 388-3549
Website: oconnorinsuranceagency.com
Description: Serving the Lower Connecticut River Valley for decades from Old Saybrook, the Everett J. O’Connor Agency is an established independent brokerage known for hands-on community service and deep market reach. The agency compares coverage across an extensive roster of top-tier regional and national carriers to protect coastal residences, watercraft, personal automobiles, and local commercial ventures. Their advisors specialize in analyzing shoreline flood zones and seasonal property risks to build policies that keep family assets fully safeguarded.

3. Clinton Insurance Center (CIC)

Address: 16 West Main Street, Clinton, CT 06413
Phone: (860) 669-9288
Website: clintoninsurance.com
Description: Serving shoreline families and small businesses since 1988, Clinton Insurance Center operates as a full-service independent brokerage anchored along Route 1. Led by Mike Cuoco, the firm focuses on building long-term client relationships through transparent policy education and personalized risk evaluation. By shopping preferred regional mutuals and national underwriters, CIC delivers competitive, custom-tailored policies for shoreline homeowners, classic automobiles, marine watercraft, and commercial enterprises.

4. World Insurance Associates LLC (Middletown Practice)

Address: 59 Broad Street, Middletown, CT 06457
Phone: (860) 347-3530
Website: worldinsurance.com
Description: Combining national brokerage muscle with deep local roots in Middletown’s commercial core, World Insurance Associates delivers sophisticated risk management solutions across Middlesex County. The office specializes in middle-market commercial property casualty, employee benefits consulting, and comprehensive personal lines. Their specialized team works closely with real estate developers, educational contractors, and high-value homeowners to navigate complex regional liabilities, windstorm deductibles, and business continuity plans.

5. Page Insurance LTD

Address: 2 West Main Street, Clinton, CT 06413
Phone: (203) 453-5258
Website: pageins.com
Description: With over 80 years of Connecticut brokerage heritage, Page Insurance provides tailored risk management across Clinton, Madison, and surrounding coastal communities. The independent agency understands the distinct nuances of coastal Connecticut living—where hurricane deductibles, seasonal tenant risks, and local tourism businesses require precise policy structuring. Their brokers advocate directly for policyholders, matching individual property and auto profiles with premier insurance companies.

6. Ken O’Hara Insurance Agency

Address: 15 Main Street, Old Saybrook, CT 06475 (Serving All 15 Middlesex Towns)
Phone: (877) 275-0214
Website: koainsurance.com
Description: Designed specifically around the geographical realities of Middlesex County, the Ken O’Hara Agency provides specialized independent coverage across all 15 county municipalities. From Connecticut River communities like Portland and Chester to shoreline hubs like Westbrook and Old Saybrook, the agency excels at structuring complex flood, boat, and high-value home insurance policies. Their team acts as a dedicated advisor for riverfront estates, coastal second homes, and local seasonal businesses.

7. Stark Insurance Agency

Address: 91 Main Street, Chester, CT 06412
Phone: (860) 526-9551
Website: starkinsurancect.com
Description: Anchored in the artistic village of Chester, Stark Insurance Agency delivers classic small-town brokerage service backed by strong regional carrier access. The independent firm works closely with homeowners, local craftspeople, and commercial property owners to design custom protection plans. Stark’s agents take a craftsman-like approach to policy design—auditing property rebuild costs, antique home details, and personal liability limits to keep historic Chester properties well protected.

8. Lighthouse Insurance & Risk Management

Address: 25 Pepperidge Avenue, Westbrook, CT 06498
Phone: (860) 510-2272
Website: lighthouseinsurancenow.com
Description: Situated along the Westbrook shoreline, Lighthouse Insurance & Risk Management offers personalized independent consultation for personal assets and commercial ventures. The agency focuses heavily on coastal property protection, navigating complex flood maps, marine watercraft endorsements, and personal excess liability. Lighthouse’s brokers work directly with homeowners and business operators to eliminate policy overlaps while securing robust coverage terms.

9. J.S. Ott Agency

Address: 2 Willowbrook Road, Cromwell, CT 06416
Phone: (860) 635-3545
Website: jsottagency.com
Description: Serving Northern Middlesex County from Cromwell, J.S. Ott Agency is a long-standing independent insurance brokerage dedicated to personal attention and reliable coverage placement. The firm serves families, contractors, and local businesses throughout the Interstate 91 corridor. By representing multiple top-rated insurance carriers, Ott’s team provides transparent rate comparison and tailored policy bundles spanning homeowners, commercial liability, workers’ comp, and personal auto coverage.

10. Edward Zavaski Agency

Address: 350 Main Street, Suite 203, Durham, CT 06422
Phone: (860) 349-2322
Website: ezinsurancect.com
Description: Located in the rural rolling hills of Durham, the Edward Zavaski Agency provides multi-line independent insurance and risk management services across Central Connecticut. The agency specializes in personal homeowners, agricultural property, personal auto, and small-to-midsize business coverage programs. Zavaski’s team focuses on straightforward, neighborly advice, working with policyholders to adjust liability limits and property valuations as family milestones and business needs evolve.

New Haven County Insurance Companies

1. Abbate Insurance Associates, Inc.

Address: 671 State Street, New Haven, CT 06511
Phone: (203) 777-7229
Website: abbateins.com
Description: Anchored in New Haven’s vibrant Upper State Street corridor, Abbate Insurance Associates has delivered award-winning independent brokerage and risk management since 1974. The female-led agency operates with an authoritative, high-touch philosophy, representing dozens of regional and national insurance carriers. Their advisors excel across personal asset protection, complex coastal property portfolios, and commercial liability—tailoring policies that defend historic Elm City architecture, shoreline homes, and thriving regional businesses against modern risk.

2. V.F. McNeil Insurance

Address: 500 East Main Street, Suite 200, Branford, CT 06405
Phone: (203) 481-2684
Website: vfmcneil.com
Description: Serving the Connecticut shoreline for over a century, V.F. McNeil Insurance brings master-class risk consulting to coastal property owners and local commercial enterprises. Based in Branford, the independent brokerage specializes in navigating complex waterfront exposures, flood zone designations, and high-limit umbrella liabilities along Long Island Sound. Their team takes a proactive, educational approach to policy design, auditing property rebuild valuations and tailoring coverage to protect multi-generational family wealth.

3. Marchetti, Brown & Bishop

Address: 30 Broadway, North Haven, CT 06473 (Also in Branford)
Phone: (203) 288-3401
Website: mbi-ins.com
Description: Established in 1956, Marchetti, Brown & Bishop is an enduring independent agency with dual footholds in North Haven and Branford. The firm acts as a trusted personal and business advisor, leveraging relationships with premier national carriers to build customized policy bundles. Whether insuring suburban family colonials, commercial auto fleets, or specialized contractor liabilities, their brokers emphasize long-term advocacy, transparent rate comparisons, and responsive claims support.

4. Page Insurance, Ltd.

Address: 102 Boston Street, Guilford, CT 06437
Phone: (203) 453-5258
Website: pageins.com
Description: Operating out of historic Guilford, Page Insurance brings more than 80 years of independent brokerage heritage to shoreline and central Connecticut policyholders. The agency possesses deep familiarity with coastal risks, structuring precise homeowners, flood, and marine policies that address hurricane deductibles and tidal storm surge risks. Their advisors shop top-tier underwriters to craft balanced, cost-effective coverage programs tailored around real-world family milestones.

5. Ferguson & McGuire (Wallingford Office)

Address: 373 Center Street, Wallingford, CT 06492
Phone: (203) 265-5681
Website: fergusonmcguire.com
Description: Serving Wallingford and the Greater New Haven region since 1938, Ferguson & McGuire brings over eight decades of risk management authority to personal and corporate accounts. The independent agency offers an expansive market portfolio covering high-value residential properties, corporate liability, employee benefits, and workers’ compensation. Their brokers focus on conducting thorough risk assessments to eliminate hidden policy gaps while maximizing multi-policy value.

6. Ion Insurance Corporation

Address: 1520 Highland Avenue, Suite 203, Cheshire, CT 06410
Phone: (203) 729-5261
Website: ioninsurance.com
Description: Headquartered in Cheshire, Ion Insurance is a premier regional brokerage providing comprehensive personal, business, and financial risk solutions across Central Connecticut. Affiliated with Ion Bank, the agency pairs local community roots with extensive underwriter access to negotiate competitive policy terms. Their specialists excel at structuring commercial property and casualty plans, personal umbrella endorsements, and personal lines for growing families and mid-market enterprises.

7. L.H. Brenner, Inc.

Address: 1412 Whalley Avenue, New Haven, CT 06515
Phone: (203) 389-2156
Website: lhbrennerinsurance.com
Description: Stationed along Westville’s Whalley Avenue corridor, L.H. Brenner has served as a fixture of New Haven risk management for generations. The full-service independent brokerage represents a broad array of regional and national insurance carriers. Specializing in urban residential real estate, multi-family landlord policies, personal auto, and local commercial business coverage, Brenner’s advisors combine neighborhood accessibility with sharp, competitive market placement.

8. Cambridge Insurance Advisors

Address: 26 Trumbull Street, New Haven, CT 06511
Phone: (203) 865-0888
Website: cambridgeadvisors.com
Description: Located in New Haven’s historic Trumbull Street district, Cambridge Insurance Advisors operates as an elite advisory firm focusing on human capital, employee benefits, executive wealth protection, and private client property risk. The practice caters to business owners, corporate leaders, and real estate developers—crafting sophisticated risk-transfer strategies that integrate employee benefits technology with high-limit personal asset protection.

9. H. Pearce Insurance Agency

Address: 32 Main Street, North Haven, CT 06473
Phone: (203) 281-3400
Website: hpearceinsurance.com
Description: Working hand-in-glove with one of Connecticut’s most respected real estate firms, H. Pearce Insurance Agency delivers seamless property and casualty protection across New Haven County. The independent agency specializes in residential home buyer protection, historic estate coverage, coastal flood policies, and personal auto bundles. Their agents act as personal risk consultants, ensuring new buyers and long-term homeowners maintain appropriate rebuild values and umbrella limits.

10. Ken O’Hara Insurance Agency (New Haven County Practice)

Address: 1520 Highland Avenue, Cheshire, CT 06410
Phone: (877) 275-0214
Website: koainsurance.com
Description: Designed specifically around the geographical diversity of New Haven County, the Ken O’Hara Agency provides tailored independent brokerage across all 27 county municipalities. From shoreline communities like Milford and Madison to the urban centers of New Haven and Waterbury, the agency compares options across 20+ carrier markets. Their advisors specialize in shoreline flood policies, high-density urban auto coverage, renters insurance, and commercial business liability.

New London County Insurance Companies

1. The Reardon Agency, Inc.

Address: 26 Clark Lane, Waterford, CT 06385
Phone: (860) 442-1396
Website: reardonagency.com
Description: Anchored in Waterford, The Reardon Agency has provided independent risk advisory and insurance solutions across Eastern Connecticut since 1967. The family-owned firm treats asset protection through an intimate, relationship-first lens, serving coastal homeowners, regional business fleets, and marine commercial enterprises. Their brokers excel at tailoring high-limit personal umbrella policies, coastal flood endorsements, and comprehensive business liability packages backed by top regional and national underwriters.

2. Massad Insurance Agency, LLC

Address: 194 Colman Street, New London, CT 06320
Phone: (860) 447-0385
Website: massadins.com
Description: Massad Insurance Agency stands as a trusted independent fixture in downtown New London, offering tailored personal and commercial risk strategies. Representing an extensive network of preferred insurance carriers, the agency works to identify coverage gaps in traditional policy layouts. Their team specializes in high-value coastal homeowners policies, multi-family real estate protection, personal auto bundles, and localized business liability designed for shoreline living.

3. Grover Ferguson & McGuire Insurance (Mystic Office)

Address: 11 Masons Island Road, Suite 3, Mystic, CT 06355
Phone: (860) 536-2644
Website: fergusonmcguire.com
Description: Operating out of historic Mystic, Grover Ferguson & McGuire brings over eight decades of independent brokerage clout to maritime and estate property owners. The agency navigates the complex realities of Long Island Sound windstorm deductibles, tidal flood maps, and yacht endorsements with absolute authority. Their brokers craft sophisticated risk-transfer portfolios that protect historic coastal residences, boutique hospitality ventures, and private client wealth.

4. Levine Insurance Group, LLC

Address: 221 Boston Post Road, East Lyme, CT 06333
Phone: (860) 739-4444
Website: levineinsurancegroup.com
Description: Serving Niantic and East Lyme along Route 1, Levine Insurance Group delivers personalized independent brokerage consultation across coastal and inland property lines. The agency emphasizes transparent, neighborly policy education, matching individual family lifestyles with optimal carrier coverage. Their team excels at structuring tailored homeowners, watercraft, personal umbrella, and commercial contractor policies that safeguard local assets against regional New England weather exposures.

5. Hub International New England (Norwich Practice)

Address: 124 West Town Street, Norwich, CT 06360
Phone: (860) 886-1400
Website: hubinternational.com
Description: Stationed in Norwich’s commercial corridor, Hub International combines global brokerage scale with localized risk advisory care. The office specializes in middle-market commercial property casualty, employee benefits consulting, and high-net-worth personal asset protection. Their team works hand-in-glove with manufacturing leaders, municipal contractors, and coastal estate owners across New London County to minimize risk exposure and streamline policy administration.

6. The Swanson Agency (Patriot Growth Insurance Services)

Address: 210 Boston Post Road, Waterford, CT 06385
Phone: (860) 443-1500
Website: swansonins.com
Description: Swanson Insurance operates as a premier independent practice within the Patriot Growth network, delivering national market access backed by deep local roots in Waterford. The firm provides comprehensive corporate risk management, workers’ compensation programs, and personal lines portfolios. Their advisors take a hands-on, consultative approach—conducting deep coverage audits to help shoreline property owners and commercial clients maintain adequate rebuild values and umbrella limits.

7. Northeast Financial Group Insurance

Address: 194 Boston Post Road, East Lyme, CT 06333
Phone: (860) 739-3124
Website: northeastfinancialgroupllc.com
Description: Positioned in East Lyme, Northeast Financial Group provides integrated financial protection and multi-line independent insurance brokerage. The firm treats client risk through a holistic lens—aligning residential property insurance and personal auto bundles with long-term financial goals and estate planning. Their agents excel at comparing policy terms across top-rated carriers, ensuring seamless coverage transitions as households grow and assets accumulate.

8. Carter/Pier Insurance Agency

Address: 11 Hayward Avenue, Suite 200, Colchester, CT 06415
Phone: (860) 537-8811
Website: carterpier.com
Description: Serving Northern New London County from Colchester, Carter/Pier Insurance Agency is a long-standing independent brokerage built on community trust and clear policy advice. The firm works directly with regional mutuals and national underwriters to craft competitive protection packages. Their specialists handle traditional single-family home insurance, agricultural risks, personal auto, and local business liability, delivering prompt, hands-on claims advocacy when disaster strikes.

9. Bouvier Insurance (Waterford Office)

Address: 1020 Hartford Turnpike, Waterford, CT 06385
Phone: (860) 859-9821
Website: binsurance.com
Description: Extending its statewide presence into Eastern Connecticut, Bouvier Insurance’s Waterford practice brings bespoke risk consultation to local property owners and commercial ventures. The agency curates custom coverage portfolios for coastal retreats, condominium associations, and family businesses. Bouvier’s team acts as true lifestyle risk partners, aligning insurance policies with structural valuations, historic details, and shoreline flood considerations.

10. King Risk Partners (Groton Practice)

Address: 174 Bridge Street, Groton, CT 06340
Phone: (860) 448-2277
Website: king-insurance.com
Description: Stationed near Groton’s maritime hub, King Risk Partners delivers modern, highly attentive independent brokerage across coastal residential and commercial sectors. The practice specializes in personal asset protection—including luxury coastal homeowners insurance, watercraft, personal umbrella liability, and commercial property lines. Their advisors audit existing policies to eliminate hidden exclusions while securing competitive market pricing.

Tolland County Insurance Companies

1. Paradiso Insurance

Address: 8 East Main Street, Stafford Springs, CT 06076
Phone: (860) 684-5270
Website: paradisoinsurance.com
Description: Anchored in downtown Stafford Springs, Paradiso Insurance is an award-winning independent brokerage known for its passionate community advocacy and hyper-local service. The agency operates with a client-first ethos, shopping dozens of regional and national insurance carriers to build custom-tailored protection packages. Their team specializes in personal auto, homeowners, recreational vehicle, and commercial liability insurance—delivering comprehensive risk management that safeguards local families, small businesses, and agricultural properties across Northern Tolland County.

2. Evaristo Insurance

Address: 304 Somers Road, Ellington, CT 06029
Phone: (860) 870-8122
Website: evaristoinsurance.com
Description: Serving Ellington and the surrounding agricultural communities, Evaristo Insurance brings a modern, highly transparent approach to independent risk consulting. The family-owned brokerage represents a wide portfolio of preferred underwriters to secure competitive rates without sacrificing essential liability limits. Their advisors excel at structuring tailored homeowners policies, landlord rental protection, personal automobile bundles, and specialized commercial property coverage tailored to modern New England life.

3. Hebron Insurance

Address: 32 Main Street, Unit 1, Hebron, CT 06248
Phone: (860) 228-8500
Website: hebroninsurance.com
Description: Operating in the heart of Hebron since 1992, Hebron Insurance delivers dedicated personal and commercial risk guidance across Southern Tolland County. As an independent agency representing multiple top-rated insurance companies, the firm takes a personalized approach to every policy design. Their team specializes in high-value homeowners insurance, personal umbrella endorsements, recreational vehicle coverage, and small business insurance programs, ensuring local assets remain thoroughly protected.

4. Lobo Insurance Agency LTD

Address: 10-B Main Street, Hebron, CT 06248
Phone: (860) 228-1025
Website: loboinsurance.com
Description: Founded by Tom Lobo in 1988, Lobo Insurance Agency offers decades of international perspective and deep-rooted community trust to clients throughout Central and Eastern Connecticut. The boutique independent agency focuses on creating long-term relationships through individualized risk assessments. Their brokers work closely with families and business owners to navigate changing property values, tailoring personal homeowners, auto, life, and commercial liability policies that adjust seamlessly as life evolves.

5. Max Sadlak Agency

Address: 160 West Main Street, Vernon, CT 06066
Phone: (860) 875-2259
Website: maxsadlak.com
Description: A staple of the Vernon-Rockville business corridor for generations, the Max Sadlak Agency stands as an established, multi-line independent insurance brokerage. The firm provides personalized attention backed by access to major national insurance carriers. Their experienced agents specialize in primary homeowners insurance, personal auto, flood endorsements, commercial umbrella liability, and workers’ compensation programs for local contractors and commercial enterprises.

6. The John M. Risley Insurance Agency Inc.

Address: 30 Hartford Turnpike, Vernon, CT 06066
Phone: (860) 871-1001
Website: risleyinsurance.com
Description: Operating along the Hartford Turnpike in Vernon, The John M. Risley Insurance Agency delivers comprehensive risk management consultation for individuals, families, and businesses. The independent agency acts as a dedicated client champion, comparing options across leading carriers to build balanced protection packages. Their team excels at evaluating structural replacement costs for classic New England homes, personal auto bundles, umbrella liability, and commercial business owner policies.

7. Bearingstar Insurance (Mansfield Center Office)

Address: 483 Storrs Road, Suite A, Mansfield, CT 06250
Phone: (860) 465-5620
Website: bearingstar.com
Description: Situated along Route 195 near the UConn campus, Bearingstar Insurance’s Mansfield office provides regional risk advisory services backed by the strength of the Arbella Insurance Group. The agency specializes in personal and commercial lines, serving homeowners, renters, higher-education faculty, and regional commercial ventures. Their advisors focus on face-to-face consultation, offering tailored auto, home, flood, and umbrella policies designed around the distinct risks of Eastern Connecticut.

8. Stateline Senior Services

Address: 48 South Road, Unit 2, Somers, CT 06071
Phone: (860) 749-0482
Website: statelineseniorservices.com
Description: Located in Somers near the Massachusetts border, Stateline Senior Services operates as a specialized independent brokerage focused on senior health, life, and financial protection. The agency offers tailored guidance navigating Medicare Supplement plans, final expense policies, annuities, and personal asset protection. Their dedicated advisors emphasize transparent, educational consultation, helping retirees and aging homeowners secure financial peace of mind without aggressive sales pressure.

9. Vivenzio & Associates Insurance

Address: 193 Talcottville Road, Vernon, CT 06066
Phone: (860) 871-2030
Website: vivenzioinsurance.com
Description: Stationed along Route 83 in Vernon, Vivenzio & Associates Insurance is a full-service independent agency serving policyholders across Central and Eastern Connecticut. The firm compares policies across preferred insurance markets to help clients secure optimal liability limits and competitive pricing. Their team specializes in personal auto, homeowners, motorcycle, boat, and commercial liability insurance, delivering hands-on guidance from initial quote through claims resolution.

10. B & D Insurance Associates LLC

Address: 12 Goose Lane, Suite J, Tolland, CT 06084
Phone: (860) 872-8321
Website: bndinsurancect.com
Description: Positioned right off I-84 in Tolland, B & D Insurance Associates provides local independent insurance advisory services to area families, commuter households, and small businesses. The agency leverages access to multiple top-tier carriers to build customized coverage strategies. Their specialists focus on evaluating personal property risks, multi-policy automobile discounts, flood endorsements, and commercial general liability, giving local policyholders reliable protection backed by responsive service.

Windham County Insurance Companies

1. The Byrnes Agency (HUB International Dayville)

Address: 394 Lake Road, Dayville, CT 06241
Phone: (860) 774-8549
Website: hubinternational.com
Description: Founded in 1932, The Byrnes Agency stands as a premier independent brokerage powerhouse across Eastern Connecticut’s Quiet Corner. Now part of the global HUB International network, the Dayville office combines massive market access with four generations of local community devotion. Their advisors excel at structuring tailored personal and commercial risk portfolios—specializing in country property insurance, agricultural operations, multi-state commuter auto policies for Rhode Island and Massachusetts workers, and local trade liability.

2. Hilb Group Putnam (Formerly Gerardi Insurance)

Address: 16 Pomfret Street, Putnam, CT 06260
Phone: (860) 928-7771
Website: hilbgroup.com
Description: Anchored in downtown Putnam for over a century, this historic practice (formerly Gerardi Insurance) brings deep regional roots backed by Hilb Group’s national brokerage capabilities. The firm acts as a trusted personal and corporate risk partner across Northern Windham County. Their team specializes in custom commercial property liability, contractor performance bonds, group employee benefits, and high-value personal lines designed to protect historic village residences and rural country estates.

3. World Insurance Associates (FKA Archambault Insurance)

Address: 143 Providence Street, Putnam, CT 06260
Phone: (860) 928-0811
Website: worldinsurance.com
Description: Originally established as Archambault Insurance, this long-standing Putnam agency operates as part of World Insurance Associates while maintaining its personalized, community-focused touch. The brokerage serves families, local businesses, and agricultural property owners throughout the Quiet Corner. Their advisors analyze specific rural risks—ranging from outbuilding and equipment coverage to multi-policy personal auto bundles—comparing terms across multiple top-rated carriers to secure optimal rates.

4. Gervais Insurance Agency

Address: 6 Ledgebrook Drive, Suite B, North Windham, CT 06256 (Also in Brooklyn, CT)
Phone: (860) 450-1192
Website: gervaisinsurance.com
Description: Operating dual offices in North Windham and Brooklyn, Gervais Insurance Agency is a family-owned independent brokerage dedicated to straightforward advice and local client advocacy. The agency represents top regional and national underwriters, shopping preferred markets for personal auto, homeowners, life, and motorcycle insurance. Gervais’s agents take a neighborly approach to risk management, helping local families and small business owners build cost-effective coverage programs that adapt as needs evolve.

5. K.L. Smith Agency, LLC

Address: 1486 Main Street, Willimantic, CT 06226
Phone: (860) 423-9294
Website: klsmithagency.com
Description: Situated along Main Street in Willimantic, K.L. Smith Agency provides comprehensive independent insurance brokerage to Central and Southern Windham County. The agency specializes in personal lines—including primary homeowners insurance, personal auto, tenant policies, and personal umbrella endorsements—alongside tailored business owner plans. K.L. Smith’s advisors emphasize transparent policy education, guiding policyholders through rebuild valuations and liability limits to ensure complete peace of mind.

6. J&S Wargat Insurance Agency

Address: 3 Central Street, 2nd Floor, Suite 2, Danielson, CT 06239
Phone: (860) 774-7300
Website: jandswargat.com
Description: Anchored in the heart of Danielson, J&S Wargat Insurance Agency delivers dedicated independent risk advisory across Killingly and the Quinebaug River Valley. The firm acts as a client advocate, working directly with leading regional mutuals and national insurance companies to find tailored policies. Their team excels at evaluating property risks for local single-family homes, multi-family investment real estate, personal automobiles, and local commercial contractor operations.

7. Prince Hill Insurance Agency, LLC

Address: 33 Prince Hill Road, Brooklyn, CT 06234
Phone: (860) 779-1503
Website: princehillinsurance.com
Description: Tucked into the historic community of Brooklyn, Prince Hill Insurance Agency offers boutique independent brokerage services tailored around rural New England life. The agency works closely with policyholders to design custom protection plans covering personal homes, country acreage, personal automobiles, and small business liabilities. Prince Hill’s brokers focus on personal consultation, identifying coverage overlaps and shopping multiple carrier markets to maintain strong liability protection at fair market rates.

8. World Insurance Associates (FKA Sumner & Sumner)

Address: 757 Main Street, Willimantic, CT 06226
Phone: (860) 423-7733
Website: worldinsurance.com
Description: Tracing its roots back over a century as Sumner & Sumner Insurance, this established Willimantic practice brings formidable institutional knowledge as part of World Insurance Associates. The office provides full-service corporate and personal risk management, specializing in commercial property casualty, municipal accounts, non-profit coverage, and complex personal lines. Their team works closely with regional business leaders and homeowners to structure long-term risk transfer strategies.

9. Robert W. Werstler Insurance Agency

Address: 349 Barlow Cemetery Road, Woodstock, CT 06281
Phone: (860) 928-7715
Website: werstlerinsurance.com
Description: Serving Woodstock and the surrounding agricultural border towns, the Robert W. Werstler Insurance Agency provides specialized independent coverage tailored to rural properties and country living. The firm understands the unique risks of the Quiet Corner—from historic home rebuild costs and outbuilding protections to multi-state driving considerations. Werstler’s agents offer personal, one-on-one consultation to bundle homeowners, personal auto, farm, and umbrella coverage.

10. Ken O’Hara Insurance Agency (Windham County Practice)

Address: 144 South Main Street, Brooklyn, CT 06234 (Serving All 15 Windham Towns)
Phone: (877) 275-0214
Website: koainsurance.com
Description: Tailored specifically around the rural dynamics of the Quiet Corner, the Ken O’Hara Agency delivers independent brokerage across all 15 Windham County municipalities. Comparing policy terms across 20+ insurance carriers, the agency specializes in agricultural and hobby-farm coverage, multi-state commuter auto policies for Providence and Worcester drivers, and affordable rural homeowners insurance. Their advisors provide straight answers and competitive pricing for farmsteads, historic homes, and small trades.