Published on Jan 27, 2015 If you’re getting ready to buy a house, there are a few components that are really important to consider. The first is your budget. Your budget should include enough to cover both your down payment and a comfortable monthly payment. Second, you should consider the actual location of your home… Continue Reading Understanding Home Buying: Things to Consider
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The mortgage process can seem complex, but with the guidance of Connecticut Real Estate, you’ll gain a clear understanding of each step. Here’s an overview of the mortgage process: 1. Pre-Approval: The journey begins with mortgage pre-approval. We’ll connect you with trusted lenders who will assess your financial situation, creditworthiness, and determine the maximum loan… Continue Reading Understanding Home Buying: The Mortgage Process
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Published on Feb 24, 2015 What’s the difference between a mortgage rate and an APR? It’s one of the most common questions we get at the Quicken Loans Zing Blog. Kevin Ruzylo, a senior training consultant, explains the finer points of mortgage rates and APRs. The mortgage rate is the percent that the mortgage lender… Continue Reading The Difference Between Mortgage Rates and APR
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Published on Feb 20, 2015 Jamie Chapman, a Solutions Consultant at Quicken Loans, discusses home improvements that may (or may not) affect the value of your home. Are all improvements equal? Do all of them raise your home’s value? And do they raise it at a cost equal to the improvement (for example, a $20,000… Continue Reading Home Improvements That Add Value
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Published on Jan 5, 2015 Mortgage amortization tells you how much of your monthly mortgage payment is interest and how much is principle each month. The principle is the total loan amount that you borrow for your mortgage, and the interest is the percent of that principle that you pay in order to borrow the… Continue Reading Understanding Mortgage Amortization | Quicken
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Published on Aug 26, 2016 Appraisal adjustments are one method home appraisers use to help determine the fair market value of your home. An appraisal adjustment is the process of identifying recently sold homes in your area and then estimating what those homes would have sold for if they had all the same characteristics as… Continue Reading Understanding Home Appraisal Adjustments | Quicken Loans Education
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Home appraisal repairs, also known as appraisal conditions or repair stipulations, are specific repairs or improvements that an appraiser requires to be completed on a property before they can appraise it at a certain value. These repairs are typically requested when the appraiser identifies issues that affect the property’s overall condition, safety, or marketability. Here’s… Continue Reading Understanding Home Appraisal Repairs | Quicken Loans Education
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Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible: 1.) Check your credit. Before you apply for a home loan, regardless of your credit, it’s a smart idea to obtain a copy of your… Continue Reading 6 Easy Things You Can Do to Make Your Home Purchase Smoother
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IN SEARCH OF A NEW RESIDENCE Subscribe to the area’s local newspaper in advance of your move. It usually contains a large real estate section, which can be very helpful in giving you some idea of the type of housing available in the new city, as well as other useful information. Arrange for a house-hunting… Continue Reading Things You Should Know about Moving Before You Do It
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Call or Text Steve Schappert and his team at Connecticut Real Estate. 203-994-3950 You’ve probably seen lots of financial arguments about why you should own your own home rather than rent. This includes budgeting (no rent increases) and the tax savings you’ll most likely have. Now I’m going to give you some reasons you probably… Continue Reading 7 Great Reasons to Own Your Own Home
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